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This is an up-to-the-minute look at the challenges banks face as the information agegoes into overdrive. Michael Mainelli, Emeritus Gresham Professor of Commerce, Gresham College, LondonWhoever reads this book without swiftly moving to action, may regret it. Guido Poli,Head of Market Intelligence, Banca Monte dei Paschi di SienaAn extensive discussion on the digital revolution in banking by leading independent commentator Chris Skinner, voted Top 10 Banking Blogger by Financial Brand 2012 and 2013Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitized, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies.Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking.Chris Skinner?is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com) and Chair of the European networking forum The Financial Services Club, which he founded in 2004.?He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking, and is a regular commentator on?BBC News,?Sky News?and?Bloomberg?about banking issues.?More can be discovered about Chris here:?http://thefinanser.co.uk/fsclub/chris-skinner/
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