Drivers of Bank Lending: New Evidence from the Crisis [Paperback]

After the recent financial crisis has hooked the banking system to its very foundations, Hartmut Brinkmeyer contributes to the question of how bank characteristics influence bank loan supply during crisis periods by developing a well-founded theoretical framework. The econometrical design deploys a number of remarkably innovative ideas such as the implementation of a bank-specific, self-chosen target capital ratio or a very convincing approach to the disentanglement of loan supply and demand. The results of this study deliver a profound insight into the lending behavior of European banks and explicitly urge academic and practical discussion.Monetary policytransmission.- A new view: Implicationsof financial innovation for the bank lending channel.- Bank lending against thebackground of the recent crisis.- Empirical analysis:Determinants of bank lending during normal and crisis periods.Hartmut Brinkmeyer completed his doctoral thesis under the supervision of Prof. Dr. Christoph J. B?rner and Prof. Dr. Ulrike Neyer at the Heinrich Heine University D?sseldorf. He studied Economics and Philosophy in Bayreuth, Rouen and Maastricht and works as a top management consultant.

After the recent financial crisis has hooked the banking system to its very foundations, Hartmut Brinkmeyer contributes to the question of how bank characteristics influence bank loan supply during crisis periods by developing a well-founded theoretical framework. The econometrical design deploys a number of remarkably innovative ideas such as the implementation of a bank-specific, self-chosen target capital ratio or a very convincing approach to the disentanglement of loan supply and demand. The results of this study deliver a profound insight into the lending behavior of European banks and explicitly urge academic and practical discussion.

Contents

• Monetary policy transmló&